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  1. – FHA loans are available as both fixed-rate and adjustable rate mortgages, giving qualified buyers even more options to get the loan that best fits their financial goals. FHA Credit Requirements. To qualify for a FHA loan, you will need to have at least one line of credit.

    What Are the 2017 FHA Loan Credit Requirements? – There are particular requirements that you’ll need to meet if you want to qualify for an FHA loan. In this article, you’ll learn about the 2017 FHA loan credit requirements to help you get started.

    And borrowers can qualify for FHA loans even with lower credit scores. fha loans, though, do come with some additional fees, which might impact the overall cost of the mortgage. (See also: Here’s Why.

    FHA Loan Requirements in 2019 – FHA Credit Requirements for 2018. fha loan applicants must have a minimum FICO score of 580 to qualify for the low down payment advantage which is currently at 3.5%. If your credit score is below 580, the down payment requirement is 10%. You can see why it’s important that your credit history is in good standing.