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OH & TX residents: Balance Credit is a Credit Services Organization/Credit Access Business that arranges loans issued by an unaffiliated third-party lender and subject to lender’s verification of your application. Ohio Credit Services Organization Certificate of Registration No. CS. 900215.000.
Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information.
Most of the nonprofits included in the database offer interest-free loans. Those that do charge an interest rate have a cap of 36% APR, which consumer advocates say is the upper limit of loan.
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