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Find a lender that participates in the VA home loan program. You can find a VA lender in your area here. Get a Certificate of Eligibility from the VA to prove you are eligible for a VA loan. Learn how to get a Certificate of Eligibility here. Or, your lender can request one on your behalf. Apply for your VA loan.

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Learn how to apply for a mortgage before beginning the application so you’ll know what to expect and can start gathering required documentation.

Applying for a home loan with bad credit requires preparing your loan package to meet lender guidelines and explain derogatory credit items. There are loan programs that assist homebuyers with bad.

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