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USDA Red Oak – Texas Mortgage Rates and Programs – If you’re buying a new home in Red Oak TX, then you may be eligible for a special mortgage program offering 100% financing with No Down Payment Requirement called a USDA mortgage loan. USDA mortgages are designed to promote homeownership in the City of Red Oak by allowing homebuyers to purchase the home without a down payment.

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If you are buying a home in Red Oak that needs minor or major upgrades, an FHA 203k Loan is one of many texas rehab loan programs that includes funding for home renovation costs in the original loan amount, at the time of purchase.