Home Loan Top Up: home loan Top Up is a facility offered by most banks and NBFCs that allows existing customers to borrow a certain amount above and over the existing home loan. Home Extension/Renovation Loans: Home loans for extension or renovation of home are offered to borrowers who wish to renovate/extend their existing house/property.

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Do not merely look at the bank’s MCLR but know the actual home loan interest rate before finalizing the deal. The home loan borrowers now have something to cheer about. The Monetary Policy Committee.

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