– Refinancing to ARMs may be a good option for homeowners stuck with a high interest rate in their fixed-rate mortgage. Additionally, borrowers who opted for an ARM with their original home purchase may decide to refinance to a different type of ARM to get a lower rate.
5 Types Of Mortgage Loans For Homebuyers | Bankrate.com – 5. Adjustable-rate mortgages; 1. Conventional mortgages. A conventional mortgage is a home loan that’s not insured by the federal government. There are two types of conventional loans.
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