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If you default on your payments, the bank can seize your home. With a home construction loan, the bank doesn’t have that option, so they view these loans as bigger risks.

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ICICI Bank launches 2 ‘Instant Home Loan’ products up to 1 crore – New Delhi: Private sector ICICI Bank on Thursday said it has launched two instant home loan products for up to 1 crore. The instantaneous home loan facilitiy enables customers to get final sanction.

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