Adjustable Rate Mortgage Loans – ARMs – ARMs have significantly lower interest rates than conventional fixed rate loans. ARM's adjust their rates up or down during a given period. This means that your.

An Adjustable Rate Mortgage Adjustable Rate Mortage Mortgage backed securities financial crisis standard mortgage rates What You Need to Know About Mortgage Rates –  · Second: why are mortgage rates so low, and will they stay low? Today, mortgage rates are below 4%, the lowest level in many decades. Many economic and political factors affect mortgage rates.