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The average fee on 30-year fixed-rate mortgages fell this week to 0.5 point from 0.6 point. The average fee for the 15-year.

15 Year Fixed Rate Mortgage Calculator. Use this free tool to figure your monthly payments on a 15-year FRM for a given loan amount. Current 15-year home loan rates are shown beneath the calculator.. Calculator

The average fee on 30-year fixed-rate mortgages rose this week to 0.6 point from 0.5 point. The average fee for the 15-year.

The 15 year fixed-rate mortgage allows the borrower to pay off the mortgage faster and typically has a low interest rate. But monthly payments are usually higher than with other mortgages.

Latest Mortgage Rate: (U.S. National Average Fixed, Source: BankRate.com, Aug . 01, 2019) 30 years: 3.88% 15 Years: 3.2% 10 Years: 3.14%.

People taking out a 15-year FHA mortgage won’t save on the upfront mortgage insurance premium, but they will save money on the annual premiums. Mortgage insurance for a 3.5% down purchase is 85 basis points (.85%) for a 30-year mortgage, but 70 basis points (.70%) for a 15-year mortgage.

This time last year, the 15-year FRM came in at 3.99%. Lastly, the five-year Treasury-indexed hybrid adjustable-rate mortgage averaged 3.45%, rising from last week’s rate of 3.39%. Once again, this.